Wealth transfers of financial legacies

Are you among the many families unprepared and lacking structured plans?

‘Grey divorce’

Understanding the financial impacts of divorce over 50

Empowering your retirement savings

Understanding how SIPPs work to help you maximise your retirement investments

Trust in your future

Is now the time to consider protecting and managing your wealth for future generations?

How would you cover some or all of the cost of an Inheritance Tax liability?

Especially when your primary aspiration is to pass on as much wealth as possible to loved ones

Maximising the end of the UK tax year 2024/25

Time is running out to review your plans and fully take advantage of any tax-saving options

It’s good to talk

How to approach financial conversations with older family members

Do you fall into the 60% tax trap?

Making additional pension contributions could mean lowering your effective tax rate

Understanding retirement decisions

The impact of pension lump sums and their long-term implications

Long-term Investing

The optimal time to invest is shaped by your personal goals and circumstances

Dreaming of achieving the lifestyle you want in retirement?

How to maintain your quality of life and pursue the activities and experiences you value most

Long-term later-life care costs

Understanding the options that could alleviate this burden and help you feel more in control

Markets respond unpredictably to rapidly evolving events

Understanding the impact of rising interest rates on investment trusts

Maximising your money

Navigating life’s twists and turns without jeopardising your financial stability

Avoiding financial pitfalls

Recognising common mistakes can help protect your wealth

Visualising life's destination

Helping you stay on track even in unpredictable circumstances

Managing your finances with confidence

Creating a roadmap for realising life's objectives is key

Currency conundrums

What is the impact of exchange rates, and why are they important?

Supporting your grandchildren financially

Providing a financial head start and paving the way for a more secure future

How realistic is your vision for retirement?

Deciding when to retire and being financially ready to sustain that dream are two very different things

Are your capital gains causing you a financial headache?

Without a clear strategy, you might end up paying more tax than necessary

Growing your wealth

Reinvesting dividends can significantly boost your investment returns over the long haul

Could you have been underpaid the State Pension?

HMRC estimates that affected women could be owed an average of £5,000 each

Pension scams on the rise

Protect your savings! 7.3 million UK adults encountered an attempted scam in the past year

Navigating the complexities of inheritance

Should you consider estate planning and gifting for future generations?

Mastering financial planning

Essential tips for mothers balancing family and finances

Autumn Budget Statement 2024

What it could mean for your finances

Time to revisit your retirement plan?

Helping you feel more prepared for this stage of your life

The middle-aged squeeze

Juggling careers, family care and financial pressure amid rising costs and wealth transfers

The cost of early withdrawal from your pension

How retirees are impacting their financial future by accessing pension pots too soon

Rising demand for health cover

Grappling with a workforce sickness epidemic and long NHS waiting times

Building wealth and achieving financial goals

Aligning investments with risk tolerance and capacity

The future of retirement

Experiences of the past and potential future scenarios

The Great Unretirement

Contemplating a return to work after a significant absence or considering a phased return?

Sandwich generation

Two-thirds of people in the UK will care for a loved one at some point

Take your pension to the max

Do you have potential shortfalls and need to address these gaps?

Empowered savers

How to make future aspirations more attainable and less stressful

Shaping a sustainable future

The imperative of collective action and responsible investment

New study uncovers financial vulnerability in five million UK households

Delayed life milestones and lack of planning pose significant risks

Redundancy and your pension

Understanding your workplace pension options to navigate your next steps confidently

Have you secured your legacy?

The vital role of Wills in estate planning

Should you use your pension lump sum to pay off your mortgage?

Essential key considerations and potential pitfalls you need to know

The retirement gap

Why UK retirees are working seven years longer than planned

The rise of remote work and moving abroad

Becoming a UK expat can mark the start of an exciting chapter, but what about your pension?

Articles featured in this issue:

Planning for an early retirement 

Living life to the fullest and accomplishing long-held dreams

Wealth accumulation

Valuable insights that can impact an investment strategy

Adjusting your pension plans

How could the normal minimum pension age change affect your plans?

What will your legacy look like?

Effective Inheritance Tax planning is a careful balancing act

Pre-year-end tax planning

Tax-saving actions to take before the deadline

Managing your finances as a couple

Discussing finances may feel uncomfortable, but it is crucial to maintain a healthy relationship

Harnessing the power of Green Pensions

One of our most potent tools in making substantial strides towards net zero

Protecting yourself from investment scams

If something sounds too good to be true, it probably is

Navigating through divorce

Safeguarding your future financial stability and preserving your wealth

The 'Bank of Family'

A £38 billion lifeline for modern parents

Young visionaries eye early retirement

The power of small changes can lead to a path to significant returns

Pension puzzle

Research highlights the gender disparity in financial engagement

The gift of giving

Distributing assets or cash without contributing to your estate's overall value for Inheritance Tax purposes

Jeopardising financial stability

Protecting you and your family’s financial future

The impact of disability on financial planning

Report highlights retirement savings must be inclusive for everyone

Health consciousness divide

Why prevention is better than cure 

Postponing retirement

An increasingly growing trend in Britain

Unpredictability of financial climates

Strategic diversification of your investments can be your first line of defence

Life’s complicated. Getting life insurance shouldn’t be

Make sure your loved ones are looked after should the worst happen

Proactive retirement planning

A growing trend among mid-lifers prioritising their future financial stability

Age is not just a number

The impact of an increased lifespan on your retirement finances

The £26 billion lost pension maze

Unclaimed pensions could mean thousands of pounds added to your retirement fund