Retirement Planning & Pension Advice

Expert Solutions

Implementing the right pension for your set of circumstances is key to tax efficiency and long-term growth taking into consideration charges and choice.

City Capital Financial Planning are a firm that believes in fitting the right style of pension product to our client’s specific needs. This is both when in accumulation stage and growing your pension pot or if you are at benefit stage when you need to start the process of drawing money out of your pension scheme.

Contact Us


Types of Pension We Cover

Defined Contribution Pension Schemes

A defined contribution pension allows you build up a pot of money that you can then use to provide an income in retirement..

Personal Pensions

A personal pension is a type of defined contribution pension. You choose the provider and make arrangements for your contributions to be paid.

Self-Invested Personal Pensions (SIPPs)

A self-invested personal pension (SIPP) is a type of pension wrapper that holds investments until you retire and start to draw a retirement income.

Pensions For The Self-Employed

It’s worth understanding their benefits, because your State Pension – while providing a foundation – may not be enough to live on. You need to save more.

Workplace Auto Enrolment Pensions

Auto Enrolment rules stipulate that all employees between certain ages must be automatically enrolled into a workplace pension scheme.

Stakeholder Pensions

They have low and flexible minimum contributions, capped changes and a default investment strategy if you don’t want too much choice.

Start Managing Your Wealth

Self-Invested Personal Pensions Guide

Taking greater control of your retirement plans for the future

It is essential that you start to plan for your retirement as early as possible so that you are able to live comfortably in the knowledge that your lifestyle needs are covered. This will mean careful consideration of your pension fund throughout your working life.

With retirement planning, it is important to take into account the fact we’re all living longer. Couple that with the fact that the cost of living continues to rise and the value of the State Pension continues to dwindle, this provides a very strong case for starting to save early for your future.