Wealth transfers of financial legacies

Are you among the many families unprepared and lacking structured plans?

‘Grey divorce’

Understanding the financial impacts of divorce over 50

Empowering your retirement savings

Understanding how SIPPs work to help you maximise your retirement investments

Trust in your future

Is now the time to consider protecting and managing your wealth for future generations?

How would you cover some or all of the cost of an Inheritance Tax liability?

Especially when your primary aspiration is to pass on as much wealth as possible to loved ones

Maximising the end of the UK tax year 2024/25

Time is running out to review your plans and fully take advantage of any tax-saving options

It’s good to talk

How to approach financial conversations with older family members

Do you fall into the 60% tax trap?

Making additional pension contributions could mean lowering your effective tax rate

Understanding retirement decisions

The impact of pension lump sums and their long-term implications

Long-term Investing

The optimal time to invest is shaped by your personal goals and circumstances

Dreaming of achieving the lifestyle you want in retirement?

How to maintain your quality of life and pursue the activities and experiences you value most

Long-term later-life care costs

Understanding the options that could alleviate this burden and help you feel more in control

Markets respond unpredictably to rapidly evolving events

Understanding the impact of rising interest rates on investment trusts

Maximising your money

Navigating life’s twists and turns without jeopardising your financial stability

Avoiding financial pitfalls

Recognising common mistakes can help protect your wealth

Visualising life's destination

Helping you stay on track even in unpredictable circumstances

Managing your finances with confidence

Creating a roadmap for realising life's objectives is key

Currency conundrums

What is the impact of exchange rates, and why are they important?

Supporting your grandchildren financially

Providing a financial head start and paving the way for a more secure future

How realistic is your vision for retirement?

Deciding when to retire and being financially ready to sustain that dream are two very different things

Are your capital gains causing you a financial headache?

Without a clear strategy, you might end up paying more tax than necessary

Growing your wealth

Reinvesting dividends can significantly boost your investment returns over the long haul

How does pension consolidation work? 

Pensions can be confusing, but there is an alternative way to help keep on top of them

Maximising returns

The power of reinvesting dividends for long-term growth

Stay focused on your retirement goals

Identifying any potential financial gaps and bridging these gaps before it's too late

Understanding the rising impact of Inheritance Tax

Exploring strategies to secure your family’s financial future

A safety net for uncertain times

How would you pay your bills if you couldn't work?

Have you had a retirement conversation?

Many people do not engage in crucial conversations regarding the lifestyle they envision

Who pays for long-term care?

Ensure you’re well placed to fund any future care needs

Building a diversified investment portfolio

Why it's imperative to consider your objectives and attitude towards investment risk

Enhancing your financial plans as you approach 50

Steps you can take now to influence your retirement and overall financial security significantly

Planning your path to a fulfilling retirement

Are your finances on the right track as you approach this new chapter?

How much financial security do you need for a happy retirement?

Financial status plays a significant role in retirement happiness

Is it time to evaluate your financial landscape?

Financial strategies are not immune to the impacts of life’s changes

Unlocking homeownership

Generous parents and grandparents are turning to their property wealth

Managing the menopause, a financial perspective

Often-overlooked financial implications during this transformative life stage

Balancing motherhood and financial security

Juggling responsibilities can often push long-term financial planning to the sidelines

Building a secure financial future together

How to prevent misunderstandings and lay the groundwork for mutual financial success

Combating inflation, the ‘silent thief’

Why retirement planning needs to account for longevity risk

Retirement readiness in your 50s

Now is the time to make sure you know how much you need to save

Understanding the gender pension gap

Why do women often find themselves disadvantaged in retirement?

Landscape of workplace pensions

Six in ten employees feel they are not saving enough for retirement

Navigating life events and inheritance

Research highlights a profound impact on financial security and life choices

The role of trusts

Providing timely financial support to your loved ones when they need it most

Could you have been underpaid the State Pension?

HMRC estimates that affected women could be owed an average of £5,000 each

Pension scams on the rise

Protect your savings! 7.3 million UK adults encountered an attempted scam in the past year

Navigating the complexities of inheritance

Should you consider estate planning and gifting for future generations?

Mastering financial planning

Essential tips for mothers balancing family and finances

Autumn Budget Statement 2024

What it could mean for your finances

Time to revisit your retirement plan?

Helping you feel more prepared for this stage of your life

The middle-aged squeeze

Juggling careers, family care and financial pressure amid rising costs and wealth transfers

The cost of early withdrawal from your pension

How retirees are impacting their financial future by accessing pension pots too soon

Rising demand for health cover

Grappling with a workforce sickness epidemic and long NHS waiting times

Building wealth and achieving financial goals

Aligning investments with risk tolerance and capacity

The future of retirement

Experiences of the past and potential future scenarios

The Great Unretirement

Contemplating a return to work after a significant absence or considering a phased return?

Sandwich generation

Two-thirds of people in the UK will care for a loved one at some point

Take your pension to the max

Do you have potential shortfalls and need to address these gaps?

Empowered savers

How to make future aspirations more attainable and less stressful

Shaping a sustainable future

The imperative of collective action and responsible investment

New study uncovers financial vulnerability in five million UK households

Delayed life milestones and lack of planning pose significant risks

Redundancy and your pension

Understanding your workplace pension options to navigate your next steps confidently

Have you secured your legacy?

The vital role of Wills in estate planning

Should you use your pension lump sum to pay off your mortgage?

Essential key considerations and potential pitfalls you need to know

The retirement gap

Why UK retirees are working seven years longer than planned

The rise of remote work and moving abroad

Becoming a UK expat can mark the start of an exciting chapter, but what about your pension?

Britons procrastinate on making a Will

Research identifies that over half of adults do not have a Will

Looming pension pitfall

£50 billion of hard-earned pension funds could be in jeopardy

Costs of later-life care

Establishing a thorough wealth strategy is key to ensuring financial readiness

Changes to Individual Savings Accounts in 2024

Why savers and investors now have a more flexible approach

Enhancing pension contributions for a brighter future

New tax year, new you? Maximise your pension savings this new tax year

Navigating Inheritance Tax

How to pass on assets to the next generation to secure their future for tomorrow

Rising trend of unretirement

14% of those aged over 55 have found themselves re-entering the workforce

Prudence of perseverance in investing

Maintaining an investment stance centred on the potential for long-term growth

Enhancing retirement through lump sum contributions

Contributing additional amounts to your pension stands to benefit you significantly in the long term

Understanding pension uncertainties

Survey highlights prevailing uncertainty among those on the cusp of retirement 

Generational wealth perspectives

Whether through property, pensions or a blend of both, informed decision-making is crucial

New pension tax framework

Pivotal shift changes you need to know commenced from 6 April 2024

Troubling trend amongst UK workers

Prevailing issue of presenteeism highlights a need for a transformation in workplace culture

Unveiling the core principles of investing

Timeless beacons guide investors through periods of market volatility towards financial prosperity

Mind over matter

How behavioural investing can shape financial futures

Strategic reinvestment of State Pension increases

When transferring into a personal pension may make sense

Unique insight into the current attitudes towards pension investment

Prevailing concern among savers regarding their capability to make informed investment decisions

Employee preferences in Workplace Pension selection

Complex landscape of employee preferences, confidence and skills

Overcoming the gender investment disparity

Critical insights to empower women to take the reins of their financial destinies

UK retirees confronting pension shortfalls

Many regret not having commenced their savings journey earlier in their careers

Reliance on Defined Benefit pensions among over-50s

Diverse avenues through which individuals plan to supplement their retirement income